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Wealth Creation Strategies & Retirement Planning

Like all of our clients, you’ll have plans and goals even if they’re not written down or planned in a real sense.

Probably something like these...

  • You imagine being able to take a holiday when you like
  • You’d like to be able to help your kids achieve a good lifestyle
  • You'd like to not have to depend on anyone else to provide for you
  • And after a lifetime of working and investing, the assets you have accumulated should be starting to pay their way, or supporting you.

What you need to do is to create enough wealth for you to achieve your specific goals.

The first step we take with you is to actually calculate how much money will be necessary to meet your goals.  The benefit of this approach is that it makes your goal achievable, realistic and gives you the tools to monitor your progress and to ensure that everything is on track.

Creating Wealth is also about designing a portfolio of investments that are diversified to reduce investment risks.  So making money from investments is not only about getting high performance from your investments.

It is about managing risks so that at any point in time your investment portfolio should be increasing in value. You can achieve this by spreading your investments over the three major investment sectors, e.g. Property, Shares and Cash.

Taking control of your investments is essential to improving wealth, as this places you in a position to act on specific events in the market.  For example, when the residential property market is booming, then with direct real estate in the portfolio it is possible to sell the asset at a time when perhaps the market is over priced.  Similarly, when the property market is not in such good shape then it might be a time to be buying.

Retirement Planning is related to wealth creation, because it ensures you have the income-generating assets that are needed to help fund your retirement.

At this stage it is important to streamline the income sources as well as the tax liabilities. The governments of recent years have done a great job in improving the tax efficiencies, so a well organised & planned investment strategy can take advantage of the tax benefits available.

For example, an "allocated pension fund", that is, a superannuation fund that is now paying you a pension payment regularly, pays no tax. That is, no tax on any income earned by the fund and no tax on any capital gains for assets owned by the allocated pension fund when it was a superannuation fund. That can be quite a benefit.

Self managed superannuation funds and self managed allocated pension funds offer a real benefit here because the real (or actual) asset bought by the superannuation fund during your working life can be sold when the fund is an allocated pension fund and no capital gains tax is payable.

Free Offer

If all this information sounds interesting to you but you would like to clarify things and see how it could benefit your own situation contact David today and arrange a Free introductory ONE HOUR CONSULTATION. There is no obligation to take it further, unless you want to.

Phone:             (07) 3808 7588
Fax:                  (07 3808 7633
Email:              Contact David Wilkins Here.
Website:         http://www.davidwilkins.com.au

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